
The Federal Deposit Insurance Corp. says four main factors have impacted the number and distribution of brick-and-mortar bank branches from 1987 to today.
The four factors are:
Growing population and geographic shifts in population — branch growth has outpaced the nation's population growth and tended to follow regional migration patterns. Banking industry trauma such as the savings-and-loan crisis of the 1980s and the the Great Recession of the last decade caused 5.7 percent and 4.8 percent…
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