Here are 4 factors the FDIC says are influencing bank branch growth

The Federal Deposit Insurance Corp. says four main factors have impacted the number and distribution of brick-and-mortar bank branches from 1987 to today. The four factors are: Growing population and geographic shifts in population — branch growth has outpaced the nation's population growth and tended to follow regional migration patterns. Banking industry trauma such as the savings-and-loan crisis of the 1980s and the the Great Recession of the last decade caused 5.7 percent and 4.8 percent…